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The above Instruction was implemented in 1960 - see letter on right.

From that date, the Bank undertook to take repayments from mortgagors who had been granted a loan by Birmingham Corporation. These loans, generally referred to as 'Housing Acts Advances' were popular in areas such as Handsworth and Small Heath - being extensively used by newly arrived immigrants.

The initial Instruction catered for repayments made over Bank counters. It was soon extended (see letter below) to enable repayments to be made by Standing Order from a BMB Account.

A later version of the Instruction was subsequently amended in 1981 and 1982
 
Continued