(1)  All Financial Years in the period April 1st 1920 to March 31st 1976 were for a full 12 months

 

  (2)  Period ending March 31st 1920, was for 7 months commencing September 1st 1919

 

  (3)  Period ending November 20th 1976, was 7 months, 20 days - from April 1st 1976

 

  (4)  In 1976, the Year End changed from March 31st to November 20th

 

  (5)  Total Credit Balances

              1919 to 1957: the original or General Savings Department (from April 1st 1957, known as Savings Department No 1) only;

              1958 to 1966: Savings Department No 1 and No 2;
              1967: Savings Departments No 1 and No 2, plus Investment Department No 3;
              1968 to 1976: Departments No 1, No 2, No 3, and Current Account Department
              1977 to 1979: Savings, Cheque, Investment, Term Deposits
        More details on Account Types

 

  (6)  Advances

              1919 to 1976: Advances secured by Mortgage on Freehold and Leasehod Estate;
              1977 to 1979: Advances to Customers, less provisions for bad debts

 

 (7)  Open Accounts

              1919 to 1975 includes Inactive Accounts (296,764 at March 31st 1976);
              1976 onwards: Active Accounts only

 

 (8)  Reserves: amount of Reserves includes amounts of all General and Specific Reserves (including Deferred Taxation),

                          less Investment Amortization Account; expressed as a percentage of Customers' Credit Balances