Customers' Credit Balances;
Balances of Advances to Customers;
Reserves (Excess of Income over Expenditure)
 
Financials
 Year
 Notes
Customers'
Credit Balances
(Total Deposits)
()
 Balances of
Advances to
Customers
()
 Ratio of
Advances to
Credit
Balances
(%)
 Accumulated
Reserves
()
 Ratio of
Reserves to
Deposits
(%)
 1919
1
 307,610
 
 
 
 
1920
2
 746,984
39,110
5.24
(1,702)
 
1921
 
1,405,978
 233,694
16.62
4,837
0.65
1922
 
1,869,596
 263,454
14.09
8,831
0.47
1923
 
2,883,942
287,953
9.98
48,896
1.70
1924
4,243,541
402,798
9.49
58,808
1.39
1925
5,611,532
658,897
11.74
69,748
1.24
1926
6,799,511
1,100,367
16.18
84,692
1.25
1927
7,800,221
1,567,358
20.09
99,993
1.28
1928
9,069,841
1,704,799
18.80
122,842
1.35
1929
10,274,625
1,681,821
16.37
151,160
1.47
 1930
 
11,534,835
1,741,178
15.09
190,660
1.65
 1931
 
12,885,068
1,808,001
14.03
239,674
1.86
 1932
 
13,682,647
1,820,311
13.30
274,960
2.01
 1933
 
15,335,689
1,725,149
11.25
296,692
1.93
 1934
 
17,063,594
1,575,839
9.24
312,550
1.93
 1935
 
18,925,999
1,535,470
8.11
332,416
1.76
 1936
 
21,230,935
1,735,079
8.17
343,592
1.62
 1937
 
23,802,559
2,070,554
8.70
359,277
1.51
 1938
 
26,680,561
2,175,476
8.15
378,174
1.42
 1939
 
29,350,236
2,431,517
8.28
407,135
1.39
 1940
 
31,589,389
2,693,877
8.53
426,473
1.35
1941
 
35,917,804
2,606,951
7.26
437,115
1.22
1942
42,056,508
2,424,393
5.76
454,929
1.08
1943
50,797,006
2,202,395
4.34
474,767
0.93
1944
59,510,298
1,987,050
3.34
494,489
0.83
1945
67,742,971
1,782,361
2.63
500,491
0.74
1946
74,281,359
1,674,632
2.25
550,126
0.74
1947
78,017,901
1,280,790
1.64
553,331
0.71
 1948
 
80,954,001
1,440,500
1.78
560,843
0.69
 1949
 
83,368,124
1,552,084
1.86
574,994
0.69
 1950
 
85,121,032
1,905,115
2.24
592,451
0.69
 1951
 
85,095,825
2,203,472
2.59
636,856
0.75
 1952
 
84,769,127
2,595,017
3.06
692,464
0.82
 1953
 
85,437,740
3,037,319
3.56
723,761
0.85
 1954
 
86,306,963
3,462,938
4.01
752,571
0.87
 1955
 
88,088,614
4,405,105
5.00
780,568
0.89
 1956
 
88,577,694
5,175,402
5.84
818,563
0.92
 1957
3
85,892,086
5,085,517
5.92
853,353
0.99
 1958
 
83,649,098
5,234,304
6.26
911,923
1.09
 1959
 
81,929,350
5,431,639
6.63
999,457
1.21
 1960
84,161,954
5,590,153
6.64
1,094,293
1.30
 1961
 
85,250,730
5,870,232
6.89
1,207,654
1.42
 1962
 
86,660,093
6,088,627
7.03
1,339,205
1.55
 1963
 
88,845,698
6,154,897
6.93
1,485,093
1.67
 1964
 
91,234,473
6,279,975
6.88
1,628,124
1.78
 1965
 
92,834,939
6,342,026
6.83
1,768,689
1.91
 1966
 
93,937,012
6,432,785
6.85
1,849,036
1.97
 1967
 
92,335,217
6,600,540
7.15
2,287,951
2.48
 1968
 
94,478,112
6,368,272
6.74
2,543,656
2.69
 1969
 
95,949,496
6,209,640
6.47
2,799,141
2.92
 1970
 
95,065,150
6,168,601
6.49
3,025,156
3.18
 1971
99,761,865
6,225,772
6.24
3,502,095
3.51
 1972
 
104,882,292
6,738,583
6.42
4,591,814
4.38
 1973
 
113,944,933
6,963,874
6.11
4,672,173
4.10
 1974
 
120,682,805
7,848,207
6.50
4,231,636
3.51
 1975
 
128,382,322
8,490,778
6.61
5,204,901
4.05
Mar 1976
4
137,255,630
9,210,871
6.71
6,547,952
4.77
Nov 1976
5
136,730,965
9,435,491
6.90
7,362,073
5.38
 1977
 
141,600,000
10,056,000
7.10
8,770,000
6.19
 1978
160,669,000
13,193,000
8.21
10,668,000
6.64
 1979
 
177,659,000
18,465,000
10.39
14,601,000
8.22
NOTES:
 
[1]    The BMB's predecessor - the Birmingham Corporation Savings Bank - ceased to take deposits on October 31st 1919. The
         majority of that Bank's balances were transferred to the Birmingham Municipal Bank (BMB). The 1919 figures above are
         the closing balances for the original Bank
 
[2]     1920: Balances @ March 31st - the end of the Bank's first period of trading, from September 1st 1919
 
[3]      Deposit Balances from 1919 to 1956 were in the Original (No 1) Department. Additional Departments were opened from
          April 1st 1957 onwards; see an analysis of  Departmental Balances for the period 1957 to 1979
 
[4]     Balances @ March 31st 1976 transferred from the BMB to the Birmingham Municipal Trustee Savings Bank (BMTSB)
 
[5]     Financial Year-ends for the BMTSB were November 20th
 
Home