FINANCE

1	Customers' Credit Balances; Balance of Advances to Customers; Reserves (£; %)
2	Customers' Credit Balances (Departmental Analysis): 1957 to 1979
3	Investments: Table A: Yearly Summary of Investment Categories Table B: Schedule of Investments @ November 20th 1976 Table C: Cash on Deposit with Birmingham Corporation Table D: Market Value of Quoted Securities Table E: Proportion of Total Investments to Total Assets Investment Amortization Account
4	Fixed Assets
5	Cash Holdings
6	Income & Expenditure Accounts (Interest Margins & Management Expenses) - Interest Received from Investments and Advances - Interest Paid to Depositors - Interest Margin - Management Expenses - Margin less Management Expenses - Ratio of Management Expenses to Interest Margin (%)
7	Income & Expenditure Accounts (Analysis of Income)
8	Income & Expenditure Accounts (Analysis of Management and Other Expenditure)
9	Income & Expenditure Accounts: No 1 Department and Summary
10	Income & Expenditure Accounts: No 2 Department
11	Income & Expenditure Accounts: No 3 Department
12	Computer Financing
13	Average Deposit Balances
14	Purchasing Power of the Pound
15	Annual Reports
16	The First Day: September 1st 1919
17	The Bank in 1920 (The financial position of the Bank after the first seven months)
18	The Bank in 1927 (The financial progress of the Bank from 1920 to 1927)
19	Progress of the Bank (1927) - Chapter 26 of Britain's First Municipal Savings Bank
20	The Financial Position of the Bank (1927) - Chapter 27 of Britain's First Municipal Savings Bank
21	The Bank in 1939 (The financial progress of the Bank from 1927 to 1939)
22	The Bank in 1949 (The financial progress of the Bank from 1939 to 1949)
23	The Bank in 1959 (The financial progress of the Bank from 1949 to 1959)
24	The Bank in 1969 (The financial progress of the Bank from 1959 to 1969)
25	The Bank in 1979 (The financial progress of the Bank from 1969 to 1979)
26	Principal Statistics: Table A: Analysis of Annual Balance Growth Table B: Annual Banking Transactions Table C: Open Accounts Table D: House Purchase Table E: Total Business Volumes
27	Statistics (Full Index)

FINANCIALS

NOTES:

(1) All Financial Years in the period April 1st 1920 to March 31st 1976 were for a full 12 months

(2) Period ending March 31st 1920, was for 7 months commencing September 1st 1919

(3) Period ending November 20th 1976, was 7 months, 20 days - from April 1st 1976

(4) In 1976, the Year End changed from March 31st to November 20th

(5) Credit Balances

1919 to 1957: the original or General Savings Department (from April 1st 1957, known as Savings Department No 1) only;

              1958 to 1966: Savings Department No 1 and No 2;
              1967: Savings Departments No 1 and No 2, plus Investment Department No 3;
              1968 to 1976: Departments No 1, No 2, No 3, and Current Account Department
              1977 to 1979: Savings, Cheque, Investment, Term Deposits
        More details on Account Types

(6) Advances

1919 to 1976: Advances secured by Mortgage on Freehold and Leasehod Estate;
1977 to 1979: Advances to Customers, less provisions for bad debts

(7) Open Accounts

1919 to 1975 includes Inactive Accounts (296,764 at March 31st 1976);
1976 onwards: Active Accounts only

(8) Reserves: amount of Reserves includes amounts of all General and Specific Reserves (including Deferred Taxation),

less Investment Amortization Account; expressed as a percentage of Customers' Credit Balances

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